Free Consultation

1.800.TEAMLAW
1.800.832.6529

New Jersey
Motorcycle
Attorney

New Jersey Personal Injury Lawyer, Andrew S. Prince, Offers Free Motorcycle Insurance Advice to Protect Bikers

The Ins and Outs of Motorcycle Insurance Can Be Confusing — Andrew Prince Will Review Your Policy for Free

When you purchased your bike, you asked many questions.  You did not sign on the dotted line until they were all answered to your satisfaction.  Why not take the time to truly understand your motorcycle insurance policy?  It is critical that all bikers know how much coverage they have as well as how much they will need to fully cover themselves in case of a crash that is not their fault. Remember, saving money only equals receiving less coverage. You truly do get exactly what you pay for when it comes to motorcycle insurance.

How Much Motorcycle Insurance Do You Need  in New Jersey?

There is a minimum amount of insurance motorcyclists in New Jersey must carry.  The amount is $15,000. If you fail to carry the minimum amount of insurance in New Jersey, you may be subject to fines, community service and suspension or revocation of your motorcycle driver’s license up to one year loss of license.  However, what happens when you are involved in an accident that is not your fault?  Imagine having to file an insurance claim after an accident that was caused by a reckless driver only to find out that the reckless driver only carried the minimum amount of insurance in the amount of $15,000? Or worse, no insurance!

Uninsured/Underinsurance Coverage (UM/UIM)

There are many insurance companies out there that will sell you motorcycle insurance.  All of them want your business.  However, none of them want to discuss with you the most important aspect of the motorcycle insurance policy.  It is the uninsured/ underinsurance motorcycle endorsement, commonly referred to as UM/UIM.  Andrew S. Prince will explain to you clearly what exactly UM/UIM coverage provides to you and your family.  If you live anywhere in the State of New Jersey, contact Mr. Prince for a free consultation about your motorcycle insurance and, in particular, what exactly is UM/UIM.  This information is so important to yourself, as well as to your family in the event that you are injured in a motorcycle accident.

When It Comes to New Jersey Motorcycle Insurance,  You Get Exactly What You Pay For

Unfortunately, most of the motorcycle insurance carriers out there are trying to lower your premium in “15 minutes or less” or some other “savings promise” to get you as a customer.  However, none of them are telling you the most important fact.  When you save money on your insurance, you are also reducing your UM/UIM coverage.  You get what you pay for when it comes to insurance.  If you are paying less and saving money, this only means that you are getting less coverage and, most importantly, you are getting less coverage in the most important section of your motorcycle policy which is the uninsured and underinsurance coverage (UM/UIM).

When you find a motorcycle insurance company willing to sell you a policy for less than their competitor, consider that all you are doing is buying less insurance coverage.  An excellent comparison might be the cost difference between a gallon and a quart of milk:  the quart may be cheaper but it is also one fourth the size of the gallon.  The truth is that New Jersey insurance companies make their money on volume of policies written.  Do not make the mistake of betting on “good luck.”

Some statistics are hard to read, including these two:  bikers are almost five times as likely to be in a crash as cars.  Further there is a 26 to 36 times more chance that a biker will be seriously hurt or die in one of those accidents.

Andrew Prince advises all motorcyclists to prepare for the worst and hope for the best; max out on your motorcycle insurance.  It is not as much money as you think.  Contact Mr. Prince for free review of your motorcycle insurance policy.  You can call him at (800) TEAM-LAW or  (800) 832-629, email at aprince@teamlaw.com or fax to (732) 388-8711.

Talk to a Skilled New Jersey Motorcycle Injury Lawyer about Your Insurance Today for Free

It is so critically important to buy as much motorcycle insurance coverage as you possibly can afford, according to experienced Team Law motorcycle injury attorney Andrew S. Prince. In fact, Mr. Prince is a major supporter of bikers’ rights, sits on the Board of Directors of Rider Education of the State of New Jersey, is a contributor to the American Motorcycle Association and has been protecting motorcyclists for over 25 years. He will review your motorcycle policy for free. Contact Andrew Prince by phone, email (aprince@teamlaw.com) or fax (732) 388-8711. You can also call    (800) TEAM-LAW or (800) 832-6529 for a free consultation.

Recent Post:

The 4 Coverages Every Motorcycle Insurance Policy Should Have

Call Me for a Free Consultation!  In recent years, motorcycles have become more popular than ever in the U.S.  The Motorcycle Industry Council also reported that more than 55 percent of today’s motorcycle owners are older than 40.  For this group, motorcycles may be a luxury purchase, as opposed to a necessary way to travel. […]

What You Need to Know About Motorcycle Insurance

For motorcycle riders, a weekend ride is many riders’ idea of relaxation. Do not have the right motorcycle insurance? Relaxation can quickly turn into a nightmare. Before selecting or renewing motorcycle insurance coverage, here is what you need to know. Most importantly, you need insurance. Coverage For motorcycle liability coverage, there are two different types:[…]

What Impacts the Cost of Motorcycle Insurance?

Call Me for A Free Consultation The cost of motorcycle insurance depends on a variety of factors, including your age, bike, riding history, coverages, location and the insurance company you buy from. Here’s What Affects Ypur Price for Motorcycle Insurance Location We know you live to ride, but did you know that where you live[…]

Client
Testimonials

The Ins and Outs of Motorcycle Insurance Can Be Confusing – Andrew Prince Will Review Your Policy for Free

FREE MOTORCYCLE ACCIDENT & INJURY CONSULTATION