Free Consultation

1.800.TEAMLAW
1.800.832.6529

New Jersey
Motorcycle
Attorney

andrew-prince

Why You NEED Uninsured/Underinsurance  Motorist Coverage

By:   Andrew S. Prince, Esq.

Attorney

1-(800)-TEAM-LAW (832-6529)

 

I am always saddened to have to tell a severely injured client that there is not enough insurance available to compensate them for their injuries and losses.   I urge all of you reading this article today to pull out your motorcycle and automobile insurance policies and make sure that you are fully protected in the unfortunate event you are the accident victim of an uninsured or underinsured driver.

Uninsured/underinsured (UM/UIM) motorist coverage is the most important coverage for any motorist to carry.   UM coverage provides compensation to you for damages to you caused by someone who carries no liability insurance or if you are injured by a “hit and run” driver.   I have many people tell me that they do not believe they need UM coverage because they have health insurance.   Health insurance is not the answer or solution.   In addition to medical bills, damages that an accident victim may sustain include lost wages and pain and suffering and permanent injury and future medical care.

Many people are surprised to find out after they are a victim of an accident that New Jersey does not require motorists to carry sufficient bodily injury coverage, therefore, the chances of being injured by someone with minimum liability insurance are substantial.

In the event that you are injured by someone with little or no insurance, you are able to make a claim with your UM/UIM carrier to be compensated for your injuries, lost wages and pain and suffering.   If you carry liability insurance, your insurance company has to offer you the same amount of UM/UIM coverage.   Always purchase the highest amount of UM/UIM offered to you.   Progressive Insurance now offers $500,000 of UM/UIM coverage on a motorcycle.

Protect yourself and your loved ones.   Check your motorcycle and automobile policy today and make sure that you are carrying maximum insurance coverage.   If you have any questions about your insurance coverage or need any additional information regarding a motorcycle or automobile accident, please contact my office at (732) 388-5454 or 1-800-TEAM-LAW.   I will be happy to answer your questions free of charge.

Andrew S. Prince, Esq.

TEAM-LAW

136 Central Avenue

Clark, NJ 07066

 

(732) 388-5454

1 (800) 832-6529

(732) 388-8711 — Fax

[email protected]

Additional Offices in New Jersey

Edison, East Brunswick, Jersey City,

Newark, Orange, Perth Amboy, Westfield

and West New York

Top Safety Tips Seasoned Motorcyclists Swear By

A lack of riding experience is one of the most common indicators of motorcycle accidents. But, you can’t gain riding experience without taking the risk and spending time on the road. That’s why we have compiled a list of the top safety tips that seasoned riders swear by. Motorcycle Safety Tips Ride with other motorcyclists:[…]

The Insurance Company Denied My Motorcycle Accident Claim. Now What?

Many motorcyclists rely on their insurance claims to help them cover the cost of damages after an accident. It’s not uncommon, though, for insurance companies to deny a motorcycle accident claim. Reviewing some of the most common reasons that insurance companies deny claims – and what you can do about it – can help you[…]

Lessons Learned: Social Media Mistakes to Avoid After a Motorcycle Accident

When an insurance company learns that you are making a claim for personal injuries following an accident, it will begin to do its search for any public information about you that you may not even know about. Twitter or Facebook will show you are vacationing in Costa Rica and zip lining through the jungle, gym exercising[…]

The Ins and Outs of Motorcycle Insurance Can Be Confusing – Andrew Prince Will Review Your Policy for Free

Client
Testimonials

FREE MOTORCYCLE ACCIDENT & INJURY CONSULTATION