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A Rider’s Guide to Financial Recovery After a Motorcycle Accident in New Jersey

A Rider's Guide to Financial Recovery After a Motorcycle Accident in New Jersey

Motorcycle riders face a higher risk of injury in accidents than drivers of other vehicles, with a mortality rate 28 times higher than that of car occupants per vehicle mile traveled, as reported by the National Highway Traffic Safety Administration (NHTSA). In addition to the physical and emotional trauma, a motorcycle accident can cause significant financial damage to the rider and their family. However, there are ways to recover compensation and get back on track financially.

1. Seek Medical Treatment

The first priority after a motorcycle accident is to get medical attention for any injuries. Even if you feel fine, it’s still important to visit a doctor because some injuries, such as internal bleeding or brain and head injuries, may not be obvious right away but may have serious long-term effects. Delaying or avoiding medical treatment can not only harm your health but also hurt your chances of recovering compensation. If you did not seek medical attention right away, insurance companies might claim that the accident was not to blame for your injuries or that they are not as severe as you claim.

2. Report the Accident

New Jersey law requires you to report a motorcycle accident that results in injury, death, or property damage exceeding $500 to the police within 10 days. However, it’s best to report the accident as soon as possible to ensure an accurate record of the events. The police report can be a crucial piece of evidence in your claim for compensation.

3. Document the Accident

If you are physically able, take photos of the accident scene, your motorcycle, any other vehicles involved, and any injuries you or your passengers sustained. Write down the names and contact information of witnesses and the other driver(s), as well as their insurance information. Keep track of your medical bills, lost wages, and other expenses related to the accident.

4. Contact Your Insurance Company

New Jersey is a no-fault insurance state, which means that regardless of who is at fault for the accident, each party’s own insurance company pays for their medical expenses, certain damages, and lost income, up to a certain limit, depending on the specifics of your policy. You still need to report the accident to your insurance company and cooperate with their investigation; failure to do so may result in a denial of coverage. Report the accident to your insurance company as soon as possible, even if you weren’t at fault. 

5. Consult with an Experienced Motorcycle Accident Lawyer

Navigating the legal and insurance processes after a motorcycle accident can be complex and overwhelming, especially if you are dealing with injuries and financial stress. Hiring an experienced motorcycle accident lawyer can help you understand your rights, negotiate with insurance companies, and pursue maximum compensation for your damages, including medical expenses, lost income, property damage, pain and suffering, and other losses.

Contact The Law Offices of Andrew S. Prince Today For a Free Consultation About Your Motorcycle Accident Case 

If you’ve been injured in a motorcycle accident in New Jersey, you need a lawyer who understands the unique needs and challenges of riders. The Law Offices of Andrew S. Prince has over 25 years of experience representing injured motorcyclists and fighting for their rights. Andrew Prince is not only an experienced attorney but also a dedicated rider who shares your passion for motorcycles. We know how devastating a motorcycle accident can be, both physically and financially, and we are here to help you recover the compensation you deserve. Contact us today for a free consultation, and let us guide you through the legal process.