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The Importance of Uninsured Motorist Coverage in New Jersey

The Importance of Uninsured Motorist Coverage in New Jersey

By:  New Jersey Motorcycle Accident Attorney

Andrew S. Prince

1-(800)-TEAM-LAW (832-6529)

aprinceesq@aol.com 

Driving without insurance is illegal in New Jersey, yet a surprising number of drivers on the road lack proper insurance coverage.  According to a report from the Insurance Information Institute, an estimated 15% of New Jersey drivers are uninsured.  This troubling statistic highlights the importance and the need for UNINSURED MOTORIST COVERAGE.

WHAT IS UNINSURED MOTORIST COVERAGE?

Uninsured motorist coverage is designed to protect drivers who are involved in an accident with an uninsured or underinsured driver.  This coverage provides financial protection in the event that the at-fault driver does not have enough insurance coverage to fully compensate the victim for their losses.  It can cover expenses such as medical bills, lost wages and pain and suffering.  Effectively, it takes your insurance policy and acts like the at-fault driver had your same insurance policy.  

Given the high amount of uninsured drivers on the road in New Jersey, uninsured motorist coverage is an essential component of any motorcycle insurance policy.  Without this coverage, bikders could be left with significant financial losses if they are involved in an accident with an uninsured or underinsured driver. 

WHAT DO I DO IF I AM IN AN ACCIDENT IN NEW JERSEY WITH AN UNINSURED/UNDERINSURED DRIVER?

If you are involved in an accident with an uninsured driver, it is important to contact an attorney experienced in representing the motorcycle community.  An attorney who specializes in motorcycle injury accidents can help you navigate the legal process and handle your claim.  Andrew Prince has extensive knowledge of insurance claims and finding coverage.  If you were involved in a motorcycle accident with an uninsured and/or underinsured driver, Andrew Prince, can help.  

An attorney can help you negotiate with the insurance company to ensure that you receive fair compensation for your losses.  Additionally, it is common to see insurance companies undervalue claims because you lack an attorney.  

Another advantage of working with an attorney is their ability to gather evidence and build a strong case on your behalf.  This can include obtaining police reports, medical records and witness statements to support your claim.  An experienced motorcycle attorney can also work with experts to determine the full extent of your injuries and losses and ensure that you receive the compensation you deserve.

Finally, an attorney can represent you in court, if necessary.  While most personal injury claims are settled outside of court, there are situations where litigation may be necessary to secure the compensation you deserve.  An attorney can handle all aspects of the litigation process from filing the necessary paperwork to arguing your case in court. 

The high number of uninsured and underinsured drivers on the road in New Jersey highlights the importance of uninsured/underinsured motorist coverage.  If you are involved in a motorcycle accident with an uninsured or underinsured (minimum coverage) driver, it is important to work with an attorney who can help you navigate the legal process and ensure that you receive fair compensation for your losses.  Andrew Prince has the expertise and experience needed to handle your claim and secure the compensation you deserve.  I, Andrew Prince, proudly serve motorcycle riders throughout New Jersey.  

Please feel free to contact Andrew Prince at (732) 482-1533 (direct line) or (732) 388-5454 (office) or email me at aprinceesq@aol.com.  There is never a charge for a consultation.

Andrew S. Prince, Esq.

TEAM-LAW

136 Central Avenue

Clark, NJ 07066

(732) 388-5454 – office

1 (800) 832-6529 – toll free

(732) 482-1533 – direct 

(732) 388-8711 – fax

Aprinceesq@aol.com

Additional Offices in New Jersey

Edison, East Brunswick, Jersey City,

Newark, Orange, Perth Amboy and Westfield

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