As your motorcycle injury lawyer, I make sure that you are receiving the medial attention you deserve and that you are financially protected in regard to your medical bills. Many of our clients do not have medical coverage. However, there are many ways to ensure that you still receive the best medical care possible while investigating available medical assistance programs. Contrary to popular perception, the other party’s insurance company is not responsible to immediately pay for your medical bills from the accident.
Motorcycle accident attorney, Andrew S. Prince, Esq.,
can be reached at 1-800-TEAM-LAW (832-6589) with questions regarding this.
Most victims believe that if someone else is at fault for their New Jersey motorcycle accident, then the other person’s insurance company will take care of the them for the medical bills, the wage loss and, perhaps most importantly, pain and suffering compensation. Nothing could not be farther from the truth. The reality is that the other insurance company does not care about your losses above their own bottom line, and protecting their own customer. Right or wrong, this is the reality we are all faced with now.
New Jersey motorcycle injury lawyer, Andrew S. Prince, is very experienced with helping injured bikers get their medical expenses reimbursed. The “No-Fault” laws are a complete misnomer. What the phrase “No-Fault” actually stands for is a principle wherein if you are involved in a motor vehicle accident, such as a motorcycle accident, regardless of who is at fault for the accident, the injured party is responsible to pay for his/her own medical bills.
New Jersey law does not require insurance companies offering motorcycle coverage to provide medical benefits. Additionally, instead of everyone who is employed having employer-sponsored medical insurance, that has become the exception in the current economy.
It gets worse — especially if you are seriously injured in a motorcycle accident. If this happens and you do not have any private medical benefits, you are still legally responsible to pay for your medical bills resulting from your motorcycle accident. This is the law and it makes no difference to the medical billing departments who was responsible for your injuries. Their stance is simply that you are the one that received medical care from them, therefore they expect payment from you.
However there are some ways I can, as your motorcycle injury lawyer, legally get your motorcycle injury accident medical bills paid. The most common method for motorcycle injury lawyers to do this is to attempt to resolve your motorcycle accident claim quickly, and to not accept a motorcycle accident settlement that short changes you.
Just because New Jersey is a “No-Fault” state does not mean that those responsible for your injury are off the hook. They are ultimately responsible to pay for your medical bills, if they are still outstanding when the case resolves and IF they have sufficient insurance coverage to do so.
Motorcycle injury lawyers can also negotiate motorcycle medical bills on your behalf. Despite their high bills, most medical providers are willing to compromise their bills. In my motorcycle accident law firm, we can normally negotiate with the medical providers to accept some fraction of what you actually owe. However, please understand that the typical driver (40 percent) usually does not have more than $15,000.00 in total liability coverage on their vehicle. This represents the amount you can recover from the insurance company.
So while we may be able to use some of this recovery to cover outstanding medical bills, that means there will be less money to compensate you for your pain and suffering and any lost wages from your injury.
To avoid finding yourself in this dilemma, purchase as much uninsured (UM) and (UIM) underinsured motorist coverage on your own motorcycle policy. This allows you to have the ability to collect additional injury compensation if you are injured by someone who did not purchase enough coverage to fully compensate you for all of your damages.
If you have questions about motorcycle insurance and how we may be able to help you with a motorcycle accident, please feel free to call motorcycle attorney Andrew S. Prince, Esq. at 1-800-TEAM-LAW (832-6529). I am available 24/7. If you are confined to a hospital bed or are home but are still unable to come to me, I will come to you. You can also email me at Aprince@teamlaw.com. I’m here to help you.
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