There is no such thing as too much motorcycle insurance. In fact, while there is a minimum you must carry according to New Jersey law ($15,000), experienced motorcycle accident lawyer Andrew Prince says that smart bikers will protect themselves with as much insurance as they can afford.
When two cars collide, the result can be a minor fender bender. Not too much damage and each driver goes there own way. However, when it comes to motorcycles, accidents result in serious injuries to the biker, not to mention the motorcycle. For the most part, motorcycle accidents can rarely be described as “minor.”
Consider this scenario: You are riding along, enjoying the scenery when a car driver makes a left turn in front of you. They claim they never “saw” the motorcycle. You are seriously injured and your ride is mangled. You find out that the other driver only had the minimum — or worse, no — insurance policy.
In this circumstance, you will need to rely on your own insurance policy to get the medical treatment you need. Further, you’ll be without a motorcycle if you don’t have the insurance to cover repairs. The type of insurance you need in this case is called Uninsured/Underinsured Motorist coverage. As the name implies, you can collect on your own policy when the reckless driver who hit you wasn’t well-insured.
Team Law’s Andrew Prince is passionate about helping motorcyclists enjoy the ride and about protecting them when something goes wrong. He is extremely knowledgeable about the various aspects of motorcycle insurance and will gladly review your policy for free and advise you about how you can protect yourself.
Additionally, Mr. Prince will fight for maximum compensation if you or someone you care about is injured in a motorcycle crash. Contact him right away so he can get started working on your case right away.